6 Reasons to choose an appraisal from Appraisal Workx, LLC

To a lot of people, an appraisal is simply another fee in the long list of items for a home purchase or refinance. Even though there are a budding number of automated home valuation systems that might appear cheaper than an appraisal, almost all lenders still call for a local expert because the stakes are so high. Is securing a mortgage the only reason to get an appraisal? Are there additional times when the services of a licensed, independent real estate professional might be helpful? Of course.

Let Appraisal Workx, LLC assist you in lowering your mortgage payment

Appeal your tax assessment in Cobb County

If you reside in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. An appraisal from Appraisal Workx, LLC is your best evidence when building your case. We're equipped to assist you in challenging your tax assessment.

PMI removal to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an additional insurance policy that many lenders ask home buyers to purchase when the amount being loaned to the homeowner is more than 80% of the actual value of the home. Oftentimes, this extra payment is lumped into the monthly mortgage payment and is promptly forgotten. This is bad because PMI isn't necessary when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was invoked by the United States Congress requiring lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to get rid of PMI, Appraisal Workx, LLC can produce a statement regarding the value of your home. The price you paid for the home valuation can often be recovered in just a few months because you'll no longer be paying the PMI.

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Divorce settlement with less stress

A divorce is an especially daunting ordeal for the parties involved, and it is often further complicated by the difficult decision of who maintains the property. So both parties are entirely aware of the true market value of their house, it's a good idea to order an appraisal from Appraisal Workx, LLC, regardless of the circumstances.

If the parties need to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Ascertain a fair and accurate valuation for estate liquidation

Losing a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the maximum degree of discretion.

Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to take care of these matters. And seeing that a home or other property often makes up an unequal share of the total estate value, understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received an honest deal.

Move to or from Cobb County for work

We are familiar with the headaches involved with an employee relocation. We take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive aspects of their property, along with information regarding any new sales or listings in their area that they want considered during our thorough inspection.

Sell your home promptly — for an accurate price

Whether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a better educated decision regarding your selling price. An appraiser has no vested interest in what amount the house sells for, apart from real estate agents. Our fees are based on our efforts to finish the appraisal report and not a percentage of the sales price.

We determine the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long homes are one the market.

Let Appraisal Workx, LLC assist you in selling your home quickly at the right price